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1. Rebuild Bad Credit

There are many reasons that an individual may have a poor credit score, such as a recent divorce, bankruptcy or overwhelming bills. Regardless of the cause, a proactive approach to improving a credit score will have the most effect. Even with a credit history that is well below the average, it is possible to achieve a higher score and additional financial opportunities through practical financial planning and diligence.

To start improving their credit, the first step for a consumer is to find out what items are on their credit report. A free credit report from each credit reportin...

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